Save Money by Making Wise Health Care Decisions

Choosing an urgent care or telemedicine visit can save you both time and money.

Let’s be honest: no one enjoys spending their hard-earned money on health care, and those costs can really add up! But with a few smart decisions, you can reduce your costs and keep some of that money in your wallet.

The Right Place at the Right Time

One way to save money (and time) is choosing the right place to receive care. For example, let’s say you sprained your ankle during your daily workout. You could go to the emergency room, wait the average of three hours and pay an average of $150 – $200 for the visit. Or, a better choice might be to visit an urgent care facility, with an average wait time of one hour and pay an average of $25 – $70. You’d save time and $100. Even better, you could log on to to use LiveHealth Online’s telemedicine services, wait an average of 15 minutes, never leave your home, and pay less than $50.

Of course, in a true emergency (like a broken bone, chest pain or other life-threatening injury or illness), it’s always best to go to the emergency room. But when your condition isn’t quite as serious, choosing an urgent care or telemedicine visit can save you both time and money.

Preventive Versus Diagnostic Care

What’s the difference? Preventive care helps protect you from getting sick. Diagnostic care is used to find the cause of existing illnesses. For example, say your doctor suggests you have a colonoscopy because of your age when you have no symptoms. That’s preventive care. On the other hand, say you DO have symptoms and your doctor suggests a colonoscopy to see what’s causing them. That’s diagnostic care.

Preventive Care for Children* 

Screening tests include: 

  • Blood pressure 
  • Type 2 diabetes screening 
  • Hearing screening 
  • Development & behavior screening 


  • Influenza (flu) 
  • Diphtheria, tetanus and pertussis (whooping cough) 
  • Measles, mumps and rubella (MMR) 
  • Pneumococcal (pneumonia) 

Preventive Care for Women* 

  • Well-woman visits 
  • Breast cancer, including exam, mammogram, and including genetic testing for BRCA 1 and BRCA 2 when certain criteria are met 
  • Screening and counseling for interpersonal and domestic violence 

Preventive Care for Adults* 

Screening tests include: 

  • Alcohol misuse: related screening & behavioral counseling 
  • Height, weight, BMI 
  • Bone density test to screen for osteoporosis 
  • Depression screening 


  • Diphtheria, tetanus and pertussis (whooping cough) 
  • Hepatitis A and Hepatitis B 
  • Meningococcal (meningitis) 
  • Influenza (flu) 

* Reference your benefits plan for full list of screenings and immunizations

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