Your 401(k) Contribution Options

Olympic Steel offers two options for 401(k) contributions – Traditional and Roth. Do you know which option is best for you? Or, maybe it’s both!

Olympic Steel offers two options for making contributions to your 401(k): Traditional and Roth. What’s the difference?

Traditional 401(k) contributions are made pre-tax.

Roth 401(k) contributions are made after-tax.

So, when or why would you choose a traditional 401(k) vs. a Roth option? Great question! It all depends on your retirement strategy.

First things first. Are you saving for retirement? If not or if you’d like to save more, the HR Help Desk can help you set-up or adjust your contribution amounts.

Now, need a plan? Or, maybe it’s been a while since you’ve taken a look at your retirement savings plan. CAPTRUST can talk you through the process – including helping you consider whether a traditional, Roth or a combination of both 401(k) savings options is best for you.

Resources at Your Fingertips

  • Noble Davis administers our 401(k) Plans, understands specific investments offered through our plans and can help you set-up and make changes to your account. Contact them through or by calling 866.811.6604
  • CAPTRUST offers FREE investment advice and consulting. Call CAPTRUST at 800.967.9948 or visit


You can always contact the HR Help Desk at 216.242.2886 (internal extension 19780) or, or visit for information about all of the benefits and programs Olympic Steel has to offer.

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